Approval workflows
Route payouts and claims to the right reviewers, with thresholds per destination.
Collect, pay out and reconcile across mobile money and bank transfers. One API, one ledger, and approvals your finance team can trust.


Move money in and out of your business, review it before it leaves, and reconcile it without spreadsheets.

Request mobile money payments and send disbursements through one API. Each transaction carries its status from request to settlement.
Reach mobile money wallets and bank accounts through one integration, with balances kept per provider.
A consistent API, predictable responses and signed webhooks mean less for your team to piece together.
curl https://api.sckaler.com/api/v1/external/cashouts \
-H "x-api-key: $SCKALER_ACCOUNT_KEY" \
-H "content-type: application/json" \
-d '{ "amount": 25000, "provider_name": "MTN_BJ" }'
{
"success": true,
"data": {
"id": "01m5w6ppq2xq2pcr2pvpb59rcd",
"status": "pending",
"approval_status": "not_required",
"amount": "25000.00"
}
}Give operators the access they need, and nothing more, with a full record of who did what.
Route payouts and claims to the right reviewers, with thresholds per destination.
Grant access per action and per account, from read-only to full control.
Protect every dashboard account with authenticator-based verification.
Keys are shown once and stored only as a hash, scoped to a single account.
Every webhook is signed so you can verify it came from us.
Every API call and dashboard action is recorded for audit.
How Sckaler handles payments, security and your team's workflow.
Mobile money collections and payouts, and bank transfers. Each account keeps a separate balance per provider.
Create a key in the dashboard, or create an account and its key through the API. Keys are shown once, so store them safely.
Yes. The dashboard sandbox lets you send test transactions through your own keys before you take real payments.
Subscribe a webhook endpoint. Sckaler sends a signed event when a transaction succeeds or fails and retries if your server is down.
Yes. Upload a CSV or Excel file, review the names Sckaler checked, approve the batch and follow each line.
Only people whose role allows it. Above the threshold you set, a cash-out waits for someone other than the requester to approve it.
Bring collections, payouts and reconciliation into one clear workflow.